وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَىٰ مَيْسَرَةٍ ۚ وَأَن تَصَدَّقُوا۟ خَيْرٌ لَّكُمْ ۖ إِن كُنتُمْ تَعْلَمُونَ
wa-in kāna dhū ʿus'ratin fanaẓiratun ilā maysaratin wa-an taṣaddaqū khayrun lakum in kuntum taʿlamūna
And if someone is in hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you, if you only knew.
— Saheeh International
If the debtor is in difficulty, then delay things until matters become easier for him; still, if you were to write it off as an act of charity, that would be better for you, if only you knew.
— M. A. S. Abdel Haleem
And if the debtor is in a hard time (has no money), then grant him time till it is easy for him to repay, but if you remit it by way of charity, that is better for you if you did but know.
— Muhammad Muhsin Khan & Muhammad Taqi-ud-Din al-Hilali